Aegon

1. Guardian: This Company offered endowments and pensions. They have got certain guarantees applying to bonuses and for some pensions they have got 5 year guarantees applying before Normal Retirement Dates (this is very important!!).



2. Scottish Equitable: They have a whole series of different funds, some have guarantees applying to the bonuses, some don’t, they do not have any special guarantees that we can find or are particularly noteworthy.