With Profit Funds | Get Independent Financial Planning Advice in UK

With-Profits Guarantees - Introduction

The whole issue of guarantees on with-profits plans has suddenly taken on a new importance. Why? Because markets and assets are falling in value.

This means that any part of a with-profit which is guaranteed is going to be gaining in value. This document is intended to provide a short and very brief overview of what we mean by guarantees, the different forms of guarantee, what they are worth to people and most importantly how anyone with a with-profit plan can find out IF they have such a guarantee and HOW they can exercise it for their benefit.

We also provide a brief summary of which companies might have spot guarantees on their with-profit bonds.

What can I do? If you have any concerns or need help with your With Profits policy, please complete our online enquiry or audit forms. We will then link you to one of our affiliate IFA’s.

Please click links on right hand side to find out more about With-Profits guarantees:

What Guarantee?

Are Guarantees Important? And how can I benefit?

How do I find out if I have a guarantee?

How do I exercise a guarantee?

Some examples

Our list of companies and their guarantees

The information on this website is to be viewed as general information and does not constitute advice. Views and opinions expressed are those of the individual contributors. Individuals reading the site should not rely on any of the information contained within the site in making any decisions. DMP Marketing cannot be held responsible for any liability suffered by any individual as a result of information contained within the site. In the event that advice or help is required then independent advice should be sought from a regulated independent adviser.